EZLynx has integrated with CoreLogic® to bring you residential pre-fill and reconstruction cost valuation in the EZLynx Rating Engine through the RCT® Express estimating platform from CoreLogic. Residential pre-fill will drastically improve your home quote process by allowing you to use MSB lookup within EZLynx to automatically pull information about a home prospect. This will help streamline an agent’s homeowner policy quote process and improve the consumer experience by allowing agents to simply validate the property characteristics instead of attempting to fill in data fields themselves with homeowner-supplied information. You can further improve your process with the MSB reconstruction cost valuation tool to predict the cost of replacing the entire home.


TABLE OF CONTENTS

Home Lookup with or without Replacement Cost


There are two versions of the new home lookup enhancement; there is the normal Property Lookup and Property Lookup with Replacement cost.  If you are not interested in having your applicant’s home’s replacement cost pre-filled, then the normal Property Lookup would be the best option for you.  However, if you are interested in having the replacement cost prefilled, then we recommend the Property Lookup with Replacement cost.  The replacement cost value returned is the cost to replace the dwelling, minus the cost of debris removal.  The two different options do return different fields during their respective lookups.  The table below details the possible values that can be returned for the two prefill options.


How to Use Home Lookup


 You can access the new Home Lookup option in the Home Rating portal on the Policy Info tab. To start the ‘Home Lookup’ workflow, click the Pre-Fill Home button. 



Like our Vehicle Lookup, the new Home Lookup does require the user to review and consent to our usage agreement.  



On the Home Lookup results page, you can see the results found from the CoreLogic database. Depending on which version of the product you have enabled, you will see either the normal Home Lookup returned values or the Replacement Cost followed by the Home Lookup values. In the returned pre-fill table, you can deselect any of the returned values.  We have provided this option in case there is a value you wish not to pre-fill in to the Home Rating application. 



If there is a returned field that we did not receive a value for from CoreLogic, then we let you know this by displaying ‘Value Not Found'.


The next important section we would like to highlight is the ‘View additional rating data,’ which is located directly below the returned field/value table.  This will allow you to view all the fields and values returned on the Home Lookup that are not applicable in EZLynx. The information returned here is not applicable in EZLynx, but might be information that can be entered on the Carrier’s site during quote finalization. 


Finally, just like with our Vehicle Lookup, for the Home Lookup, we provide you with an audit trail detailing the number of previous Home Pre-Fills for the respective home address being searched.


If you want to prefill the returned values for the home lookup, then simply the Finish button and the system will add the returned values to the appropriate fields in EZLynx.